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Можно ли взять в лизинг БГ европейских банков

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  • Можно ли взять в лизинг БГ европейских банков

    Люди добрые,помогите разобраться! Нашей компании предлагают взять в аренду БГ европейских банков топ 25,под небольшой %,потом под нее взять кредит.условия такие: мы делаем совместный счет с провайдером,затем подписываем контракт с Cutting House(незнаю кто такие) по оплате МТ103/23 из нашего банка мы получаем свифт МТ760,после проверки гарантии нашим банком оплата открывается...можно ли работать по такой схеме?
    Вот контракт:

    Lender :
    Address :
    Company No. :
    Represented :
    Passport No. :
    Country :
    Issue Date :
    Expiry Date :

    and

    Borrower :
    Address :
    Company No. :
    Represented :
    Passport No. :
    Country :
    Issue Date :
    Expiry Date :

    PARTICULARS OF BANK INSTRUMENTS:
    Instrument Type : Cash backed Bank Guarantee (“BG”)
    : Newly issued/Fresh-cut
    Term : One (1) Year and One (1) Day
    Issuing Bank : HSBC, BARCLAYS or STANDARD CHARTERED
    Currency : Euro
    Contract Amount : Two Hundred Fifty Million Euro (€ 250,000,000.00)
    : with rolls and extensions
    Denominations : Euro 250,000,000.00 per Bank Guarantee
    Leasing Fee : Eight Percent (8%) of BG Face Value per year
    Mode of Payment : MT103/23
    Transaction Mode : SWIFT MT-760 Of Delivery

    Provider and Client further agree as follows:
    1.1. That Lender will lend Securities to Borrower, and Borrower will borrow Securities from Lender in accordance with terms and conditions of this Agreement.
    1.2. The Lender provides to Borrower the opportunity to receive in “Funds First Mode” and use Bank Instruments in the form of Bank Guarantee (hereinafter the Bank Instrument), following the Uniform Customs and Practice for Documentary Credits UCP of the International Chamber of Commerce Paris following the terms of “Application To Lease Bank Instrument” submitted from Borrower to Lender, under the conditions that are stated below.
    1.3. The specific purpose of the use of the said Bank Instrument is the purpose of Credit Enhancement, to help the businesses of the Borrower.

    2. Procedure:
    2.1. Lessor and Lessee sign Memorandum of Understanding.
    2.2. Lessee’s designated bank issues MT103/23 in the favor of Lessor covering leasing price .
    2.3. Upon successful verification of the MT103/23, Lessor will issue the BG Pre-advice and deliver same by S.W.I.F.T MT799 to Lessee Bank.
    2.4. Lessee's Bank will verify the Pre-advice MT799 and confirm readiness to receive the Operative BG by S.W.I.F.T MT760.
    2.5. Lessor Bank shall send and deliver the Operative BG by S.W.I.F.T. MT760.
    2.6. Upon authentication & verification of the Operative BG by S.W.I.F.T. MT760, . MT103/23 is released to Lessor.
    2.7. After receipt of the leasing fee, hard copy of the bank instrument will be sent by bank bonded courier to the lessee’s designated bank.

    3. Rates Applicable To Loaned Securities
    3.1. Borrower shall pay to the Lender, the agreed lease fee of 8% (Eight Percent) of the face amount of the instrument for a period of one year and one day.
    3.2. Mandate fees and Intermediaries commissions’ fees will be paid according to separate agreement (FPA) between the Borrower and Intermediaries.

    4. Ownership of the Bank Instrument
    4.1. Except as specifically set forth in a future writing signed by LENDER, the Bank Instrument is and at all times shall remain personal property owned by LENDER and not by BORROWER or any other person or entity.

    5. Borrower Right to Terminate the Agreement:
    Borrower may terminate this Agreement at any time, by sending a written notice to Lender. Borrower shall return the Bank Instrument immediately upon such termination of the Agreement.

    6. Borrower’s Obligation to Re-Delivery:
    The Borrower must return the bank instrument unencumbered to the Lender 15 days before his maturity date. If Borrower fails to return the Bank Instrument 15 days before maturity in accordance with this Agreement, Borrower is liable for any damages caused thereby and this Agreement will be null and void. The Borrower will have the possibility to extend the leasing period for another 2 years.

    7. Substitution of Collateral:
    Borrower, prior to the date of maturity of the bank instrument lent, may have delivered or delivers Alternative Collateral acceptable to Lender or cash in the amount of the aggregate market value of the lent Instrument on the same business day.

    8. Assignment of the Agreement:
    This Agreement may not be assigned to any third party without prior written consent from the Lender.

    9. Lender’s Warranties:
    9.1. The Lender hereby warrants and undertakes to the Borrower on a continuing basis to the intent that such warranties shall survive the completion of any transaction contemplated herein that, where acting as a Lender.
    9.2. Lender grants Borrower an exclusive license to use the Bank Instrument. The License is transferable to other third parties only after authorization of the Lender.

    10. Borrower’s Warranties
    The Borrower hereby warrants and undertakes to the Lender on a continuing basis to the intent that such warranties shall survive the completion of any transaction contemplated herein that, where acting as a Borrower.
    10.1. Borrower is obligated to observe due care when using the bank Instrument and shall ensure that the amount of the Bank Instrument is covered by reasonable asset or insurance.
    10.2. Borrower also grants that he has the capability in funds or credit facility, to pay the lending/borrowing fees at the moment of signature of this agreement and within the moment of the successful conclusion of this transaction.
    10.3. Borrower presents and warrants that no provision of this Agreement is in violation of or contradicts any agreement or contract between Borrower and his Designated Bank.

    Borrower/Lesee’s Banking Coordinates
    Bank Name :
    Bank Address :
    Swift Code :
    Bank Tel :
    Account Name :
    Account No. :

    Lender’s Bank
    Bank Name :
    Bank Address :
    Swift Code :
    Bank Tel :
    Account Name :
    Account No. :

    12. Modification to Legislation:
    Any reference in this Agreement to an act, regulation or other legislation shall include a reference to any statutory modification or reenactment thereof for the time being in force.

    13. Event of Default:
    Non-observance of one or more of the above mentioned articles will render this agreement null and void.
    13.1 Severance:
    In any provision of this Agreement is declared by any judicial or other competent authority to be void or otherwise non enforceable, that provision shall be severed from the Agreement and the remaining provisions of this Agreement shall remain in full force and effect.

    14. Notices:
    Any notice or other communication in respect of this Agreement may be given in any manner set forth below:
    14.1. if in writing and delivered by courier, on the date it is delivered;
    14.2. if sent by telex or by telegram, on the date the recipient’s answerback is received;
    14.3. if sent by certified or registered mail (airmail, if overseas) or the equivalent (return receipt requested), on the date that mail is delivered or its delivery is attempted;
    14.4. if sent by electronically messaging system, on the date that electronic message is received.

    15. Governing Law and Jurisdiction:
    This Agreement is governed by, and shall be construed in accordance with, English law. The Courts of London, UK, have exclusive jurisdiction to hear and decide any suit, action or proceedings, and to settle any disputes, which may arise out of or in connection with this Agreement, and, for those purposes, each party irrevocably submits to the jurisdiction of the court of England and Wales.

    16. Time:
    Time shall be of the essence of the Agreement.

    17. Miscellaneous
    17.1. This Agreement constitutes the entire agreement and understanding of the Parties with respect to its subject matter and supersedes all oral communication and prior writings with respect thereto.
    17.2. No amendment in respect of this Agreement will be effective unless in writing and executed by each of the Parties or confirmed by an exchange of telexes or electronic messages on an electronic messaging system.
    17.3. Except as provided on this Agreement, the rights, powers, remedies and privileges provided in this Agreement are cumulative and not exclusive of any rights, powers, remedies and privileges provided by law.
    17.4. A person who is not a party to this Agreement has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any terms of this Agreement.
    17.5. The referenced instrument is to be no callable prior to maturity and unconditionally guaranteed by the issuing bank.

    Read, approved and underwritten in all pages on the 11th October, 2010

    For and On Behalf of
    The Lender:
    Name :
    Title :
    Passport Number :
    Country of Issue :
    Issue date :
    Expiry Date :
    For and On Behalf of
    The Borrower :
    Name :
    Nationality :


    Passport Number :
    Country of Issue :
    Date of Issuance :
    Date of Expiration :














    Annex A
    Bank Guarantee Pre-Advice MT799
    RE: Bank Confirmation of RWA, BG TEXT and SWIFT MT-799 (Bank Guarantee)

    Dear Sirs,

    We, Hong Kong & Shanghai Banking Corporation, herewith confirm with full bank responsibility, that we, agree that the below TEXT of the RWA is satisfactory and will be issued by swift immediately. We also confirm that the below TEXT of the BG (bank guarantee) is also satisfactory:

    To:
    Bank Guarantee No:
    ISIN Number:
    Denominations:
    Currency: Euro
    Date of Issue:
    Date of Expiry:
    Applicant:
    Beneficiary:
    Amount: € 00,000,000.00 (EURO xxx Hundred Million only)

    We herewith open our Bank Guarantee No: as follows:

    For value received by us, we Hong Kong & Shanghai Banking Corporation hereby irrevocably and unconditionally without protest or notification promise to pay against this Irrevocable Bank Guarantee No: in favour of ( …lessee name…), the bearer or holder thereof, at maturity in one (1) year and one (1) day, the sum of € 00,000,000.00 (EURO xxx Hundred Million only) in the lawful currency of European Union, upon presentation and surrender of this guarantee at any of the counter of Hong Kong & Shanghai Banking Corporation, but not later than fifteen (15) days after the maturity date.
    Such payment shall be made without set-of and clear of any deductions, charges, fees or withholdings of any nature, now or hereinafter imposed, levied, collected, withheld or assessed by the government of United Kingdom or any political subdivision or authority thereof or therein.
    This Bank Guarantee is transferable, divisible and assignable without presentation to us or payment of any transfer or assignable fee.
    This Bank Guarantee is governed by the latest version including amendments of the Uniform Customs and Practices for Documentary Credits as set forth by the International Chamber of Commerce in Paris, France (ICC 458).
    This guarantee is a fully performed and operative instrument that can be confirmed and verified bank-to-bank by SWIFT. No mail confirmation will follow.
    For and on Behalf of [the name of issuing bank]
    Authorized Bank Officer 1 Authorized Bank Officer 2
    Name, Title, Pin Code> Name, Title, Pin Code>

  • #2
    Добрый человек!
    То, что Вам предлагают называется "ЛОХОТРОН".

    Читайте здесь : http://bankir.ru/dom/showthread.php?t=97648&page=10

    Комментарий


    • #3
      Сообщение от klz Посмотреть сообщение
      Добрый человек!
      То, что Вам предлагают называется "ЛОХОТРОН".

      Читайте здесь : http://bankir.ru/dom/showthread.php?t=97648&page=10
      Кто-нибудь знает как получить БГ в европейском банке!

      Комментарий

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