Visa International Operating Regulations, v.1
4.4.G.3 Transaction Surcharge
4.4.G.3.a An ATM Acquirer must submit an ATM Transaction for Clearing at the same value as the cash dispensed to the Cardholder.
4.4.G.3.b The ATM Acquirer must not add a surcharge or fee to the Transaction amount, unless local law expressly requires that an ATM Acquirer be permitted to impose a surcharge.
MasterCard Bylaws and Rules.
Chapter 10 - CASH DISBURSEMENTS
10.03 Discount or Service Charges. All interchange cash disbursements must be disbursed at par without any discount and without any service charge or other charge to the customer, except taxes or other charges imposed by applicable law. Any such tax or other charge imposed by applicable law shall be paid by the cardholder separately and shall not be included in the amount shown as "Total" on the cash disbursement slip.